Learning Some Facts About Personal Injury Cases Before Contacting Accident Attorneys in Tucson...

After someone is seriously injured in a vehicle accident caused by another driver, there is likely to be a great deal of physical, emotional and financial trauma afterward. This person may be contacted relatively quickly by the other driver’s insurance company, wanting to offer a settlement. The accident victim may wonder whether the case is worth a large amount more and whether filing a lawsuit would be advisable. Before contacting accident attorneys in Tucson for assistance, it’s important to understand how personal injury cases are typically managed in the legal system. Percentage of Cases Settled Out of Court A staggering 95 percent of personal injury cases in the United States are settled outside of court. That statistic indicates that the victim of someone else’s negligent driving will probably never actually have a day in court as the plaintiff. Nevertheless, this does not mean the person should automatically accept a settlement offer from the insurer. The First Settlement Offer That first offer is likely to be quite low, as the insurance company hopes the claimant needs money badly enough to accept it. Offers made to claimants who do not have professional legal representation also tend to be lower. That’s a primary reason why it makes sense to contact accident attorneys in Tucson to learn what a reasonable settlement offer would be, considering all the circumstances. Cautionary Considerations Filing a lawsuit and going to trial sometimes brings in more money than a settlement, but there is a substantial risk that the jury will find in favor of the defendant. Another possibility would be the jury finding in favor of the plaintiff but awarding less money than an injury lawyer could have negotiated for a settlement. Going to court also takes significantly longer than having a law...

Is PIP Insurance Required in Miami?...

Florida is a “no-fault” state. This means that in a car accident, each driver is responsible for his or her own injuries. This keeps small injury claims out of court, which saves the state money. However, this does mean that every driver in Miami is responsible for having Personal Injury Protection (PIP) insurance of at least $10,000. Unfortunately, not all drivers abide by this law and insurance companies have strict policies regarding claims. At some point, you may find yourself in need of a PIP insurance lawyer in Miami. What Should I Know About PIP? There are some important benefits regarding PIP that you should be aware of. PIP is used for all accidents involving a vehicle, including an accident in which you were riding a bike or walking. Regardless of who caused the accident, PIP benefits are paid by your own insurance company. This means that your insurance will pay 80% of medical expenses and 60% of wages lost, but only up to $10,000. If your total expenses costs more than this, you will be required to pay out of pocket. You can then attempt to recover those expenses from the party who was responsible for the accident. How Can a Lawyer Help? There are many reasons that you may need to seek out a PIP insurance lawyer in Miami. Insurance companies have strict requirements requiring claims. You must seek treatment within 14 days and the bill can be denied or reduced if it is not an emergency medical condition. There are many other reasons that an insurance company could deny or reduce your claim. You can prevent this by being familiar with your policy and its terms. If your bill does get denied or reduced, the assistance of a PIP insurance lawyer...